BTN Pushes Housing Innovation Through BTN Housingpreneur 2025
Ohana Magazine – BTN Housingpreneur 2025 returns as a place where new ideas can grow. The program invites people from many backgrounds to share practical solutions for Indonesia’s housing problems. Many challenges still appear in daily life, and BTN believes innovation should come from those who understand them directly. Therefore, the bank opens the door wide for students, developers, small businesses, and even the general public. According to Corporate Secretary Ramon Armando, solutions do not always come from big institutions. Often, they come from people at the grassroots level who see the issues every day. With this spirit, BTN hopes the program can raise awareness and inspire more creative thinking for a better housing ecosystem.
Grassroots Innovation With Real Impact
Ramon notes that breakthroughs often start from simple observations in the field. For instance, workers, architects, and local entrepreneurs deal with housing issues firsthand and know where improvements are needed. Through BTN Housingpreneur, these voices can finally enter the national discussion. In addition, the program supports the government’s 3 Million Homes Program, which aims to reduce the housing shortage. BTN believes that innovation should stay practical and connected to real situations. By giving the community room to share ideas, the bank encourages faster, more efficient solutions. This approach also strengthens trust between BTN and the public, especially among young innovators who want to contribute to Indonesia’s housing future.
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Supporting Indonesia’s National Housing Vision
The program also aligns with the government’s long-term strategy. Indonesia still struggles with a large housing backlog, and many families face difficulty accessing financing. Because of this, BTN wants innovations that can support policies while remaining easy to adopt. These ideas may include digital tools for mortgages, affordable construction methods, or new financial models. Ramon explains that innovation should help families find homes more easily and quickly. Moreover, BTN hopes that the ideas born from the program will encourage better cooperation in the housing sector. With stronger networks, more people can work together effectively and contribute to the country’s housing development.
A Meeting Point for Housing Stakeholders
BTN Housingpreneur serves not only as a competition but also as a meeting point. Developers, government officials, architects, and startup founders gather to explore challenges together. This exchange of ideas helps create new partnerships and opens business opportunities. Furthermore, these meetings allow participants to understand different perspectives within the housing industry. Ramon says that collaboration is one of the program’s key strengths because it keeps innovation alive. When people share knowledge and experience, they can create solutions that are more impactful. BTN hopes that this collaborative space will continue to grow and support long-term improvements in housing.
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Tackling Key Challenges in the Sector
Indonesia’s housing sector faces many issues, such as high building costs, limited land, and slow financing processes. BTN Housingpreneur encourages participants to address these problems with simple, efficient solutions. For example, some ideas may focus on modular buildings, while others may highlight digital tools that speed up loan approval. Transitioning to cleaner and more sustainable housing designs is also a priority. BTN wants ideas that help families access homes without waiting too long or paying too much. With the right innovations, the housing sector can move forward more quickly. This effort also helps the government reach its goals faster.
Opening Doors for New Talent
The program welcomes everyone, from students to professional developers. BTN believes that talent exists in many forms, and every idea has value. Because many housing problems come from everyday struggles, people who live with these challenges often know the most practical solutions. BTN supports these ideas through mentorship and exposure to wider networks. As participants improve their proposals, they gain confidence and a deeper understanding of housing issues. Moreover, Ramon emphasizes that young innovators play a key role in shaping Indonesia’s future housing landscape. With support from BTN, these ideas can grow into real solutions that help communities across the country.
